How It Works

A few days, not weeks
and never alone.

101core is not a software trial. It’s a structured onboarding into a purpose-built platform with real humans guiding you every step of the way.
getting started

From application to
ready to build..

You hear back fast

Apply for Access

Tell us about your agency. We review every application personally — this is a partnership, not a form submission. No sales calls. No waiting on a proposal.
A few days, not weeks

Get set up Together

Your platform is configured for your agency specifically. Our team walks you through it. You’re not reading a help doc at midnight — we’re here for this part.
Day one ready

Build Your Agency

CRM, renewals, commissions, and compliance workflows ready from the start. Ongoing support included. Start building your book.

Enterprise infrastructure.
Independent agency economics.

Multiple agencies share one professionally managed Enterprise environment. You get full capability, we handle the infrastructure, your data stays logically separated. That’s what makes the price work.
Your data, invisible to others
Logically separated. Always. Other agencies on the platform never see your data. Ever.
borrowedtyme handles the infrastructure
Administration, security, and updates — all managed. You run your agency. We run the platform.
Your voice shapes the roadmap
Community recommendations take priority. Your agency shapes what gets built next.

One honest tradeoff

Custom per-agency enhancements are limited. That tradeoff is what keeps this price possible.

Your data is yours. We don't sell it, train on it, or hold it hostage.

101core uses your data for exactly one purpose: delivering the platform you signed up for. Nothing else.

Full ownership

Your agency owns its data throughout participation. That never changes.

Export any time
CSV for structured data. S3 or Google Drive for documents. Always free.
Free backup on exit

One no-cost backup of all your data when you leave.

Never repurposed
No advertising. No data brokerage. No AI training. Period.

A starting point,
not a ceiling.

When your agency outgrows the shared environment, you graduate to your own dedicated org — and your data migrates at no charge. This was always designed as the beginning of your journey, not the end.
Path A

Stay in 101core

Continue growing on the shared platform. Most agencies find they don’t outgrow it for years — and that’s completely fine. You’re not penalized for staying.

PATH B

Graduate to Your Own Org

When you’re ready for a dedicated environment — full administrative control, custom integrations, dedicated infrastructure — we make the transition and move your data at no charge.

Path C

Data Moves With You

We migrate everything — no data loss, no rebuild, no charge. Your book of business, your history, your work — all of it comes with you.
who it’s for

Built for the insurance entrepreneur.

You’re building something real. You need a platform that matches your energy and gets out of the way.

This may not be the right fit if.

This may not be the right fit if.